When stock prices rise, we see investors rushing to buy stock. When prices fall, buyers tend to stay put and refuse to sell. Staying open to taking risks when looking for fixed returns is critical for successful long-term financial planning. BAFs (Balanced Advantage Funds) is a good example of this. SIP returns are higher for… Read More »
Any reputable financial planner would advise you to build a well-diversified portfolio. This means you’ll need to invest across a wide range of asset classes – and an even better way to build a diverse portfolio is to diversify across several markets rather than relying solely on the investment tools available in your home country.… Read More »
According to Nationlearns, investing in mutual funds through SIPs has the following advantages. 1.It is strategic and disciplined: SIPs enable investors to be more disciplined in their investment strategy. Every aspect of the mutual fund, such as the investment date, the number, the portfolio is chosen, and so on, is predetermined. If you’ve set up… Read More »
PPF, or Public Provident Fund, is one of India’s most common savings and investment items. They’re perfect for risk-averse investors who want to see their money grow over time. Furthermore, the tax advantages of PPF on both expenditure and returns make it a compelling choice. PPF has several significant advantages, according to Nationlearns. 1.PPF provides… Read More »
You can get your credit score from a variety of places. When you’re getting ready to apply for new credit, knowing what your credit scores mean and how they’re affected will help, according to Nationlearns. Credit ratings are used by lenders to determine how likely you are to repay your debts on time. The better… Read More »
Nationlearns has put together a list of relevant factors to remember before investing in hybrid funds in India. 1.Risk-Return Assessment: hybrid funds have an investment probability that is proportional to the asset distribution of their portfolio. As a result, it is important to thoroughly examine the scheme’s portfolio to have a thorough understanding of the… Read More »
PPF investments should be made with long-term priorities in mind, such as retirement, child schooling, marriage, and so on. It is also a 15-year lock-in investment, but it is a long-term commitment. Interest rates have dropped dramatically in recent years, making it increasingly difficult for investors to locate investing opportunities with reasonable returns. Bank fixed… Read More »
Nationlearn discusses the key elements that should be included in your yearly start-of-financial-year analysis, as well as how to conduct it. 1. Examine the asset allocation and, if necessary, rebalance. The first step toward improved money management is to analyze your portfolio through various asset classes and rebalance if your asset allocation has changed significantly.… Read More »
1. Fixed deposits issued by businesses and financial institutions are known as corporate FDs. 2. These accounts work in the same way as normal fixed deposits, but with higher interest rates. 3. They are low-risk funds that are unaffected by market forces. 4. In certain instances, they can be adaptable. This means you get… Read More »
The current account is a bank account meant for business purposes where imports and exports of all day to day transactions are recorded. The funds in the current account can be withdrawn at any time. It can be used for electronic transactions and banks do not pay any interest on current account balances. But a… Read More »